How to Apply For BPI Credit Cards
The Bank of the Philippine Islands may be the oldest bank in the Philippines and in Southeast Asia but it is also one of the best in the buy viagra I have been using their credit cards for more than 2 years now and I can say that I am satisfied with what I'm getting.
Here are some tips and reminders on how to apply for BPI credit cards and BPI mastercard.
For a BPI Express Credit Card, the one that can only be used in the Philippines, you should have a minimum individual monthly income of P10,000 or a family income of P15,000. For the BPI Classic Mastercard, you should be earning at least P10,000 monthly. But if you want the BPI Gold Mastercard, your monthly income should be at least P50,000. Whoa! I'm not earning that much. At least not yet! Hahah.
You need two valid ID's as every bank would require that to know that you are not a Jose Velarde wannabe and that you are not connected to some obscure terrorist group somewhere. You also need to show that you are earning legit money from legit sources. That said, you would need an income tax return, or at the very least a certificate of employment stating your income and your employment, of course. A proof of billing would also be necessary lest you put Mars or Pluto as your address.
In addition to this, you should be at least 21 years old. Not 18 years old mind you, but 21! You should reside in the Greater Manila Area including Bulacan and Pampanga, in Metro Davao and Metro Cebu. If you don't have a business or residence landline phone, you should get one because it is a requirement. It's just easy. With these tips on how to apply for BPI credit cards, you can go to the nearest BPI branch and apply.
For more tips on credit cards, please visit penstalkercategory/credit-cards/penstalker.
M Rasing is a freelance writer and blogger based in Quezon City, Philippines. He writes about movies, books, technology, gadgets and Philippine topics. He also features Filipino films, digital films, and he monitors the state of the Philippine film industry. For more of his articles, visit his blog at penstalkerpenstalker
How To Get Kids To Stop Swearing
Last month a reader asked if I'd be willing to write about kids swearing. I must admit the request took me off guard initially, but I think it's a great topic to consider from a thinking angle. Hitting the OFF button is one thing. Getting your kids to appreciate how destructive non-stop swearing is-to the power of language, to communication, and to personal and work relationships-is another thing all together.
My advice is to keep this conversation going for awhile.
Stopping the Habit
In many respects, nixing the swearing at home is one of the easier tasks. You can do this by 1) never swearing around your kids and 2) providing some disincentive to your child. "Fining" kids coins or treats on the spot works best. Don't let it escalate into a big Remortgage deals thing at the end of the day. In fact, fine yourself too when you slip up. It helps your kids see swearing as a bad habit that's hard for anyone to break.
The Swearing Culture
You've heard the story: the more you hang around people who swear, the more you swear yourself. Let your kids know that people sometimes get into the habit of swearing because everybody at their school or job swears. However, that doesn't mean that it's acceptable or the norm. Explain how embarrassing it is to show up somewhere, drop a few choice expletives and hear the sound of a pin dropping.
What Real Language Is For
Real language is for communication. The English language includes about 180,000 words in current usage (in addition to about 45,000 obsolete words), about quarter of which are adjectives. That leaves 45,000 adjectives in current use. When you feel like swearing yourself, reach for a crazy adjective. Don't stop at "notably awful." Put some gusto into it. Challenge the kids to do the same. Notice what a boring alternative swearing is?
Privacy, What Privacy?
This is what I call the Facebook argument and it's one to use with teens. Many teens know that employers and college admissions officers check out applicants' Facebook, MySpace, or Xanga pages to get an unvarnished look at them. What would happen if these folks eavesdropped on your teen's conversations? (If they're on YouTube, they may be doing it already). Yup, swearing is right up there-along with nastiness and bad judgment-as a way to get yourself dumped from the short list.
Sticks and Stones
Probably the biggest lesson of all. Words do matter-they do hurt and they can kill-trust, self-esteem, relationships. Let your kids know that calling someone a curse word is not only offensive, it hurts them too.
Jessica Pegis is an author and consultant specializing in learning resources kids. She is the mother of Simone, her sternest critic and loudest cheerleader. Sign up today for KidSmart, her FREE e-zine, by going to talkplaythinktalkplaythink Tips, games, and other fun (and brainy) stuff to do with kids.
